即日起至2025年7月30日，全新客戶以優惠碼SUMMER2025經FWD網上保險平台投保「1份儲蓄保」+「 1份人壽保險」滿指定金額即享【1+1四重賞】，可獲高達HK$6,100電子現金券！

簡單3步，輕鬆賺取「1+1 四重賞」： 

【1+1四重賞】活動詳情： 

電子現金券將於保單繕發後三個月內透過電郵發放，切記填寫正確聯絡資料！ 

每位合資格客戶只可享一次優惠，數量有限，送完即止。 

如欲查詢詳情，請致電客戶服務熱線 3123 3338。  

1假設以實齡30歲非吸煙男性以年繳方式投保自主保(升級版)定期保障計劃—特等級別（續保年期10年及500萬港元保額）之4折後首年保費計算，保費均為四捨五入後最接近之數字。 
2智優盛儲蓄保險計劃2提供高達每年3.51%之保證回報率。優惠期內投保並選擇以預繳選項 (即投保時一筆過同時繳付首年保費及翌年保費之預繳金額) 繳交保費，可享首年額外20.6%保費折扣，8年保證回報折合計算為每年4.70%，期滿價值相等於扣除保費折扣後的總繳付保費金額之144.4%。  
3假設以預繳方式投保HK$400,000 (一筆過繳付首年及翌年保費)，扣減保費折扣後共只需繳付HK$358,800，8年期滿價值為HK$518,296，相等於本金之144.4%。

客戶購買上述保險產品時需考慮是否符合自身保險需要及衡量財務負擔能力。 客戶有權購買為獨立保單的保險產品，包括醫療保險產品，並可選擇無須捆綁式地與其他種類的保險產品一併購買。

受條款及細則約束 。
 

From now until 30 July 2025, new customers who apply via the FWD Online Insurance Platform using promo code SUMMER2025 for Easy WealthPlus Endowment Plan 2 and a designated life insurance product at specific premiums, can enjoy our “1+1 Summer Rewards” — and receive up to HK$6,100 e-coupon! 

Just 3 Simple Steps to Earn 1+1 Summer Rewards:

1+1 Summer Rewards Details:  

E-coupons will be emailed within 3 months of policy issuance. Please ensure your contact details are accurate. 

Each eligible customer is entitled to the offer once only, on a first-come, first-served basis. 

For enquiries, please call our service hotline 3123 3338.  

1Based on a 30-year-old non-smoking male purchasing the MyTerm Plus Term Life Insurance Plan with a 10-year term and HK$5 million sum insured. First-year premium calculated with a discount at 60% off. 
2Easy WealthPlus Endowment Plan 2 offers a guaranteed return of up to 3.51% per annum. During the promotion, if premiums are prepaid (covering both the first and second policy year), a 20.6% first-year discount applies. Over 8 years, the effective guaranteed maturity return equals 4.70% per annum, with maturity value reaching 144.4% of discounted total premiums paid. 
3Assume paying the premiums of HK$400,000 by prepay option (paying a lump sum with 1st year premium and a prepayment amount for the 2nd year premium upon policy application), the total discounted premium paid is HK$358,800. The 8-year maturity value is HK$518,296, which is equivalent to 144.4% of the total premium amount paid. 

Customers should assess whether the products suit their insurance needs and affordability before purchasing. Customers may purchase insurance products as standalone policies, including medical products, without bundling with other policies. 

Terms and conditions apply. 

1+1四重賞條款及細則

1.  推廣期由即日起至2025年7月30日（包括首尾兩天）。（「推廣期」）
2.  於推廣期內，全新客戶透過FWD網上保險平台(https://www.fwd.com.hk/online-insurance/)（「FWD 網上保險平台」）以優惠碼 SUMMER2025（「指定優惠碼」）投保智優盛儲蓄保險計劃2，而該保單的折前總已繳保費為US$50,000或以上，並且於推廣期內網上投保任何一款指定人壽保險產品，而該保單的折前年繳保費為HK$3,000或以上，即有資格獲享HK$6,000超市電子現金券。（「優惠」）
推廣期 即日起至2025年7月30日(包括首尾兩天)
網上投保 智優盛儲蓄保險計劃2
(折前總已繳保費為US$50,000或以上)
網上投保 以下任何一款指定人壽保險產品
(折前年繳保費為HK$3,000或以上)
- 自主保(升級版)定期保障計劃
- 自主揀危疾保障計劃
- 自心安意外保障計劃
- 全自主百萬醫療計劃
- 尊衛您醫療計劃
- 樂衛您保費回贈住院保障計劃
- 大灣區智通行門診計劃
指定優惠碼 SUMMER2025
優惠 HK$6,000超市電子現金券
3.  於推廣期內，全新客戶透過FWD 網上保險平台以指定優惠碼SUMMER2025投保智優盛儲蓄保險計劃2，並以轉數快支付保費（只適用於保費港元400,000或以下），即有資格獲享額外HK$100超市電子現金券。
4.  有關申請需符合下列要求方可享優惠：（「合資格客戶」）
a) 全新客戶須於2025年7月1日前從未持有以下任何從FWD網上保險平台投保及已生效的人壽保險產品的保單；及
- 智 優盛儲蓄保險計劃2
- 自主保定期保障計劃
- 自主保(升級版)定期保障計劃 
- 自主揀危疾保障計劃 
- 自心安意外保障計劃 
- 全自主百萬醫療計劃 		 - 尊衛您醫療計劃
- 更衛您醫療計劃
- 更衛您（優越版）醫療計劃
- 確衛您醫療計劃
- 揀易保癌症保障計劃
- 樂衛您保費回贈住院保障計劃 
- 大灣區智通行門診計劃 
b) 於推廣期內首次透過FWD網上保險平台申請智優盛儲蓄保險計劃2以及指定人壽保險產品，該等申請須獲富衛人壽接納，而有關保單必須於2025年9月30日或之前繕發方可享優惠。
5.  每位合資格客戶於推廣期內最多只能享有優惠一次。
6.  合資格客戶須為指定保險產品的保單持有人及於享用優惠時須保持指定保險產品的保單為有效。否則，富衛人壽將會保留取消合資格客戶享用優惠的資格之權利，不另作通知。
7.  富衛金融有限公司(「富衛金融」)將於指定保險產品的保單繕發後三個月內以電郵發出優惠換領信（「優惠換領信」）到合資格客戶於申請時所登記的電郵地址。  
8.  若合資格客戶因其電子現金券已被使用或未能於換領信上的有效期內使用優惠，富衛人壽及/或富衛金融概不補發換領信，亦不承擔任何責任。在任何情況下，富衛人壽及/或富衛金融都不會補發優惠通知信 ，合資格客戶承擔妥善保管優惠通知信及/或電子現金券的責任。
9.  優惠提供的任何產品及/或服務及其使用皆受其相關供應商所訂立的條款及細則規限;富衛金融並非該產品及/或服務的供應商，富衛金融在任何情況下均毋須就有關產品及/或服務的質素，或就使用該產品及 /或服務的後果(包括但不限於供應商之服務質素)負上任何責任。 
10.  優惠名額有限，先到先得，送完即止。
11.  除特別註明外，優惠不可與其他推廣及/或優惠同時使用。 
12.  指定保險產品保單的投保日期及繕發日期均以富衛人壽的紀錄為準。任何因電腦及/或網絡的連接、技術問題、故障或意外而引致的延遲、遺失、錯誤或無法辨識等情況，富衛人壽及/或富衛金融概不負責。 
13.  本推廣不設退款、不可更換或兌換現金、其他禮物或服務。 
14.  如合資格客戶於指定保險產品的保單之首個保單年度終結前取消保單或退保，富衛人壽及/或富衛金融有權追討有關本推廣之費用及/或成本。
15.  富衛人壽及/或富衛金融擁有絕對酌情權隨時撤銷或調整本推廣而不作另行通知。 
16.  就本刊物或本推廣內容有任何爭議，富衛人壽及/或富衛金融擁最終詮釋權。如有任何爭議，概以富衛人壽及/或富衛金融的決定為準。 
17.  本刊物是由富衛人壽及/或富衛金融發行及只在香港派發，並不能詮釋為在香港境外出售、游說購買或提供富衛人壽及/或富衛金融的保險產品或服務。在本推廣內之保險產品及服務的銷售及申請程序必須在香港境內進行及透過FWD平台網上完成手續。 

 
重要事項
1.  富衛人壽乃獲保險業監管局授權在香港經營保險業務之保險公司。 
2.  FWD平台由富衛金融經營，富衛金融為富衛人壽委任的保險代理商。富衛金融是於保險業監管局登記之持牌保險代理商，牌照號碼為FA2568。 
3.  此優惠由富衛金融及富衛人壽（合稱為「富衛」）提供及只在香港以內提供，不能詮釋為在香港以外提供或出售或遊說購買富衛人壽的任何產品的要約、招攬及建議。請參閱富衛人壽繕發的銷售文件、保單文件及條款。 
4.  此推廣優惠或宣傳材料應與相關產品小冊子和條款及細則同時參閱。您不應單憑此推廣優惠或宣傳材料而投保此產品。上述資料不包括相關保險計劃的完整條款, 有關相關保險計劃的完整之條款, 詳細資料及主要風險，請細閱其產品小冊子及保單文件。
5. 客戶購買上述保險產品時需考慮是否符合自身保險需要及衡量財務負擔能力。
6. 客戶有權購買為獨立保單的保險產品，包括醫療保險產品，並可選擇無須捆綁式地與其他種類的保險產品一併購買。

 

1+1 Summer Rewards Terms and Conditions

1.  The promotion period is valid from now until July 30, 2025 (both dates inclusive). (“Promotion Period”)
2.  During the Promotion Period, new customers who apply the Easy WealthPlus Endowment Plan 2 via the FWD Online Insurance Platform (https://www.fwd.com.hk/online-insurance/) (“FWD Online Insurance Platform”) using the promo code SUMMER2025 (“Designated Promo Code”), and pay a total premium of US$50,000 and/or above (before discount), and also apply any of the designated life insurance products online during the same promotion period with a minimum annual premium of HK$3,000 (before discount) will receive a HK$6,000 supermarket e-voucher. (“The Offer”) 
Promotion Period From now until July 30, 2025 (both dates inclusive)
Apply online Easy WealthPlus Endowment Plan 2 
(a total premium of US$50,000 and/or above (before discount)
Apply online Any of the designated life insurance products: 
(with a minimum annual premium of HK$3,000 (before discount)
- MyTerm Plus Term Life Insurance Plan 
- MyCover Critical Illness Plan 
- MySafe Accident Protection Plan 
- MyMillion Medical Plan 
- vPrime Medical Plan
- Healthy Plus Refundable Hospital Income Plan 
- GBAssure Outpatient Plan 
Designated Promo Code SUMMER2025
The Offer HK$6,000 supermarket e-coupon
3. During the Promotion Period, new customers who also pay premiums for Easy WealthPlus Endowment Plan 2 via FPS (only applicable for premiums of HK$400,000 or below) using the promo code SUMMER2025 will be eligible for an extra HK$100 supermarket e-coupon.  
4. The Offer is only applicable if the following requirements are satisfied: (“Eligible Customers”) :  
a) New customer must not have held any of the following FWD life insurance policies issued via the FWD Online Insurance Platform before July 1, 2025; and 
- Easy WealthPlus Endowment Plan 2 
- MyTerm Plus Term Life Insurance Plan
- MyTerm Term Life Insurance Plan   
- MyCover Critical Illness Plan 
- MySafe Accident Protection Plan
- MyMillion Medical Plan 		 - vPrime Medical Plan
- vCare Medical Plan
- vCare Supreme Medical Plan
- vCore Medical Plan
- Healthy Plus Refundable
  Hospital Income Plan
- GBAssure Outpatient Plan  
b) The application for both the Easy WealthPlus Endowment Plan 2 and the designated life insurance product must be submitted during the promotion period and approved, with policy issued on or before September 30, 2025. 
5. Each eligible customer may enjoy the offer once only during the Promotion Period.
6.   Eligible Customer(s) must be the Policyholder(s) of the Designated Insurance Product and maintain the policy(ies) of such Designated Insurance Product in force during the usage of the Offer.  Otherwise, FWD Life reserves the rights to cancel his/her eligibility of the Offer without notice.  
7.   FWD Financial Limited (“FWD Financial”) will issue a redemption letter within 3 months after the issuance of the Designated Insurance Product policy (“Redemption Letter”) to Eligible Customers’ email address registered at application.
8.  FWD Life and/or FWD Financial will not re-send or re-issue the Redemption Letter if the e-coupon has been used or Eligible Customers fail to use or redeem the Offer within the specified period as stated in the Redemption Letter. Redemption Letter will not be re-issued in any circumstances and the Eligible Customers bear the sole responsibility to maintain a proper custody of the Redemption Letter and/or the e-coupon. 
9.  For any products and/or services given under the Offer and the use of the products and/or services will be subject to the terms and conditions imposed by the supplier.   FWD Financial is not the supplier of products and/or services. FWD Financial will not be responsible for the availability or quality of the products and/or services or the consequences of using the products and/or services (including but not limited to the service quality of the providers) under any circumstances.  
10.  The Offer is subject to a limited quota on a first-come-first-serve basis. 
11.  Unless specified otherwise, the Offer cannot be used with other promotions and/or offers. 
12.  The application submission date and the issuance date of policy of the Designated Insurance Products are based on the records of FWD Life. FWD Life and/or FWD Financial will not be responsible for any delay, loss, error or unrecognized situation due to computer and/or Internet’s connection, technical problem, malfunction or accident.
13.  The Offer cannot be refunded, changed or redeemed for cash, exchanged for other gifts or services.  
14.  If the policyholder cancels or surrenders the policy of the Designated Insurance Product(s) before the end of the first policy year, FWD Life and/or FWD Financial shall have the right to recover the fee and/or cost of the Offer.  
15.  FWD Life and/or FWD Financial Limited reserves its absolute discretion to withdraw or vary this Offer without further notice.
16.  In case of any dispute arise in the contents of this leaflet or this Offer, FWD Life and/or FWD Financial has final interpretation right on the contents of this leaflet.  For any dispute, the decision of FWD Life and/or FWD Financial shall be final. 
17.  This leaflet is issued by FWD Life and/or FWD Financial and is intended to be distributed in Hong Kong only and shall not be construed as an offer to sell, a solicitation to buy or the provision of any insurance products or services of FWD Life and/or FWD Financial outside Hong Kong. All selling and application procedures of the insurance plans and services in the Offer must be conduct and completed online via FWD Platform in Hong Kong.   

 
Important Notes
1.  FWD Life is authorized by the Insurance Authority to carry on insurance business in Hong Kong. 
2.  FWD Platform is operated by FWD Financial. FWD Financial is an appointed insurance agency of FWD Life. FWD Financial is a licensed insurance agency under the Insurance Authority with license no. FA2568.  
3.  The promotion is provided by FWD Financial and FWD Life (collectively named as “FWD”) intended to be offered in Hong Kong only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any products of FWD Life outside Hong Kong. Please refer to the policy documents and provisions issued by FWD Life for details.  
4. These promotional offers or promotional materials should be read in conjunction with the relevant product’s webpage and terms and conditions. You should not purchase this product solely on the basis of these promotional offers or promotional materials. The above does not contain the full terms and conditions of the relevant insurance plan. For full terms and conditions, details and risk disclosures of the relevant insurance plan, please refer to relevant product brochure and policy documents. 
5. Customers should consider their insurance needs and financial circumstances before purchasing the above mentioned insurance products.
6. Customers have the right to purchase standalone insurance products, including medical insurance, without being bundled with other products.